What we do
Nine things we do, none of them billed to you.
From your first Medicare decision through every annual review, every claim question and every life change afterwards. We are compensated by the carrier you choose — never by you.
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Medicare enrollment assistance
Step-by-step help getting enrolled in the right Medicare arrangement, at no cost to you.
How it works -
Turning 65 consultations
A clear roadmap for your Initial Enrollment Period, starting six months out.
How it works -
Insurance plan comparison
Every realistic option in your county, compared against your own doctors and drugs.
How it works -
Annual coverage review
Your plan changes every January. We re-check it every October, before it costs you.
How it works -
Prescription drug cost review
Your actual drug list, run against every plan in your county, at your pharmacy.
How it works -
Claims support & appeals
A denial is the start of a process, not the end of one. We stay on it with you.
How it works -
Losing employer coverage
COBRA, Marketplace, a spouse’s plan or Medicare — compared before the clock runs out.
How it works -
Life insurance review
How much, for how long, and which product — with the real numbers side by side.
How it works -
Retirement income planning
Turning savings into income that lasts, with a floor under the essentials.
How it works
How it works
Three steps, no obligation at any of them.
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A short, free conversation
Fifteen minutes on the phone. What you have now, what it costs, your doctors and prescriptions, and what you actually want the coverage to do.
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A side-by-side comparison
We pull the plans you qualify for and lay them out honestly — premium, deductible, network, drug tier, real out-of-pocket maximum. No jargon dumps.
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Enrollment and after
We handle the paperwork and confirm the effective date. Then we stay on: annual reviews, claim and billing questions, and changes when your life changes.
Not sure which of those you need yet? That is exactly what step one is for.
Call (800) 657-4213Talk to someone
Read us the mail you don’t understand. We’ll go through it line by line.
A phone call or a video call, from wherever you are — hold the page up to the camera if that is easier. Whatever gets you a straight answer fastest.
- $0 Cost for our help
- NPN 14656745 Licensed & appointed
- Nationwide By phone or video
Before you call
The practical questions.
How much do your services cost?
Nothing. There is no fee, retainer or consulting charge. Insurance carriers pay licensed brokers a commission when a client enrolls, and that amount is already built into the premium — it does not increase your rate. You pay the same price you would pay applying on your own.
Are you available all year, or only during enrollment periods?
All year. Enrollment periods concentrate the enrollment work into a few months, but claims problems, drug tier changes, employer coverage ending, life insurance reviews and retirement income questions happen whenever they happen. We answer the phone in June as well as in November.
Do I have to switch plans to work with you?
No, and a large share of our reviews end with us recommending no change at all. We would rather keep a client for twenty years than earn a commission this month by moving someone who was already in the right plan.
What if I did not enroll through you originally?
Bring your plan documents anyway. We will review what you have and tell you honestly whether it still fits. If it does, that is the answer and there is nothing to do.